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A field guide for injured Washington workers

L&I is not
the whole story.

Washington workers' comp is supposed to make you whole. It rarely does. We pursue the parties L&I cannot — equipment manufacturers, subcontractors, property owners — to recover what L&I leaves on the table.

Construction siteIndustrial worker
$3.1M · Recent
Quick Facts
  • $18.7M+
    Recovered in third-party workplace claims
  • 3 yrs
    Statute of limitations on third-party suits
  • 0%
    Up-front cost — contingency fee
  • 100%
    Coordinated with your existing L&I claim

The Two-Track Strategy

L&I gives you a floor.
Third-party gives you the rest.

Most injured workers don't realize a third-party claim exists. Our job is to identify every potentially responsible party beyond your direct employer.

Track A

L&I Workers' Comp

  • Medical-only or time-loss benefits
  • Capped wage replacement
  • No pain & suffering recovery
  • No recovery against your employer directly
Track B — Where we add value

Third-Party Liability

  • Full economic damages
  • Pain & suffering recoverable
  • Recovery against subs, manufacturers, GCs
  • Stacks on top of your L&I claim

Cases We Handle

From the jobsite to the assembly line.

Construction site falls

Scaffolding collapses, unguarded openings, defective equipment, and stacked-trade negligence.

Equipment failures

Defective tools, missing guards, improper lockout/tagout — third-party manufacturer claims.

Struck-by and crush injuries

Falling materials, swing-radius incidents, and forklift collisions on multi-employer worksites.

Repetitive trauma & exposure

Long-tail occupational injuries L&I underpays — back, shoulder, respiratory.

Case Spotlight

$3.1M

Construction-site fall — third-party liability against the GC and equipment vendor.

Carpenter fell two stories through an unguarded floor opening on a downtown Seattle high-rise. L&I covered the surgery and time-loss benefits — capped at a fraction of his pre-injury earnings. We pursued the general contractor for safety violations and the scaffold subcontractor for failing to install required toe-boards. Settled before trial.

L&I benefits
$185K
Third-party recovery
$3.1M
Net to client
$1.9M

Anatomy of a jobsite

Four parties — only one is your employer.

L&I bars suit against your direct employer. The other three remain fair game — and they usually carry the larger insurance policies.

GC
01

General Contractor

Site safety, multi-employer coordination, OSHA compliance for the entire jobsite.

$2M–$25M policies typical
Sub
02

Subcontractor

Crew supervision, trade-specific safety, lockout/tagout, fall protection for their workers.

$1M–$5M policies typical
Mfr
03

Equipment Manufacturer

Defect-free design, working safety guards, adequate warnings — strict liability applies.

Product liability — large policies
Owner
04

Property Owner

Safe premises, disclosure of known hazards, building-code compliance.

$1M–$10M premises policy

Statutory Deadlines

Four windows — miss one and the option closes.

Workplace cases are deadline-driven. We track every filing window from the first phone call.

Window 1
Within 24 hrs

Report the injury to your employer in writing. Texts and emails count.

Window 2
Within 1 yr

File the L&I claim (Self-Insured employers: 2 yrs). Missing this forfeits benefits.

Window 3
Within 60 days

Appeal an adverse L&I decision to the Board of Industrial Insurance Appeals.

Window 4
Within 3 yrs

File the third-party lawsuit. Some defendants have shorter notice deadlines.

Interactive · 60 seconds

Estimate your third-party case.

For workers already on L&I — see what a parallel third-party claim could add.

Confidential · No Obligation

Workplace Injury Estimator

Brackets reflect typical Washington third-party recoveries on top of L&I benefits.

1
2
3
4

Step 1 of 3

How serious were the injuries?

How We Work

A parallel-track strategy.

01

Coordinate with L&I

We protect your benefits while building the third-party case in parallel.

02

Identify all parties

Subs, GC, equipment manufacturer, property owner — anyone whose negligence contributed.

03

Preserve the scene

Site photographs, equipment chain-of-custody, OSHA records, and witness statements within days.

04

Negotiate or try

We resolve when the offer is fair and try when it isn't. L&I lien is negotiated separately.

Common Questions

What injured workers ask first.

I'm already on L&I — can I still hire you?

+

Yes. L&I covers limited benefits but bars suing your employer. A third-party claim against another contractor, equipment maker, or property owner is separate and stacks on top of L&I.

Will my employer retaliate if I file?

+

Washington protects workers against retaliation for pursuing legal claims. We will document any retaliatory conduct and address it directly.

How long do I have to file?

+

Most third-party injury claims must be filed within three years. L&I claims have separate, shorter deadlines. Call as soon as possible.

Who pays the L&I lien?

+

L&I has a statutory lien on third-party recoveries. We negotiate the lien down as part of the resolution so more of the recovery reaches you.

L&I + Third Party

Already on L&I? Call us anyway.
(206) 257-1554